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Implementation of Crop Insurance Scheme

Implementation of Crop Insurance Scheme

Various suggestions have been received from time to time both from individuals and farmer organisations to provide insurance coverage for specific crops/specific risks for their respective areas. Taking these into account, Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched from Kharif 2016 to provide comprehensive insurance coverage for all food crops (cereals, millets & pulses), oilseeds crops and annual commercial/horticultural crops against all non-preventable natural risks.  This is however subject to yield data being made available for the particular crop for a sufficient number of years and the capacity of State Governments to conduct requisite number of Crop Cutting Experiments (CCEs) to assess the yield loss.  Perennial horticultural crops can also be insured under Restructured Weather Based Crop Insurance Scheme (RWBCIS).  Inclusion of crops and areas under the PMFBY/RWBCIS are however, decided/notified by the concerned State Governments. The Central Government on its part, has continuously persuaded the State Governments to notify maximum number of crops and areas under crop insurance schemes, so that the coverage can be enhanced from the present level of about 30% of cropped area in 2016-17 to  50% of cropped  area over the next two years. This is the first year of implementation of PMFBY/RWBCIS and 23 States implemented the schemes during Kharif 2016 and 25 States and 3 Union Territories during Rabi 2016-17. Details of State-wise coverage of number of farmers during Kharif and Rabi 2016-17 under the schemes are given below. Disparities among States in coverage is attributable to the schemes being optional for States, notification by States of food and oilseeds crops & annual commercial/horticultural crops on selective basis, poor infrastructure of insurance companies for coverage of non-loanee farmers etc.   Apart from these factors, coverage of farmers differs from State to State also due to perception of risk of areas and crops, being higher in more risky areas and crops.  Government is keeping a close watch on the implementation/progress of the schemes which are being monitored at the highest level and through weekly video conferences with State Governments, insurance companies and financial institutions.  Due to the improved features of the new schemes and efforts made by the Government, coverage under PMFBY/RWBCIS has increased substantially over that of the erstwhile schemes. 

State-wise tentative coverage of farmers under PMFBY/RWBCIS during Kharif and Rabi 2016-17 

S.No.
STATE
NO. OF FARMERS COVERED(IN LAKH)
Kharif 2016
Rabi 2016-17
1.
ANDAMAN & NILOBAR ISLAND
NOT IMPLEMENTED
0.00324
2.
ANDHRA PRADESH
15.89
1.44
3.
ASSAM
0.52
0.078
4.
ARUNACHAL PRADESH
NOT IMPLEMENTED
5.
BIHAR
14.86
11.54
6.
CHANDIGARH
NOT IMPLEMENTED
7.
CHHATTISGARH
13.96
1.46
8.
DAMAN & DIU
NOT IMPLEMENTED
DATA NOT AVAILABLE
9.
DADRA AND NAGAR HAVELI
NOT IMPLEMENTED
10.
DELHI
NOT IMPLEMENTED
11.
GOA
0.007
0.00013
12
GUJARAT
18.42
1.16
13
HARYANA
6.95
5.75
14
HIMACHAL PRADESH
1.37
2.03
15.
JAMMU & KASHMIR
NOT IMPLEMENTED
DATA NOT AVAILABLE
16.
JHARKHAND
8.28
0.54
17.
KARNATAKA
17.39
11.72
18.
KERALA
0.32
DATA NOT AVAILABLE
19.
LAKSHADWEEP
NOT IMPLEMENTED
20.
MADHYA PRADESH
40.29
28.80
21
MAHARASHTRA
110.21
8.05
22
MANIPUR
0.09
NOT IMPLEMENTED
23
MEGHALAYA
.0006
DATA NOT AVAILABLE
24
MIZORAM
NOT IMPLEMENTED
25
NAGALAND
NOT IMPLEMENTED
26
ODISHA
17.64
0.58
27
PUDUCHERRY
NOT IMPLEMENTED
0.09
28
PUNJAB
NOT IMPLEMENTED
29
RAJASTHAN
50.22
30.76
30
SIKKIM
NOT IMPLEMENTED
DATA NOT AVAILABLE
31
TAMILNADU
0.16
15.19
32
TELANGANA
6.80
1.56
33
TRIPURA
0.02
.15
34
UTTAR PRADESH
33.96
36.26
35
UTTARAKHAND
1.75
0.90
36
WEST BENGAL
30.91
9.08
TOTAL
390.02
167.14

This information was given by the Minister of State for Agriculture & Farmers Welfare, Shri Parshottam Rupala, in reply to a question in RajyaSabha on 17th March 2017

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